{"id":4585,"date":"2026-09-23T15:39:52","date_gmt":"2026-09-23T11:39:52","guid":{"rendered":"https:\/\/vetenqehremanlari.az\/?p=4585"},"modified":"2026-09-23T15:39:52","modified_gmt":"2026-09-23T11:39:52","slug":"h%c9%99rbi-xidm%c9%99td%c9%99-olanlara-bu-guz%c9%99stl%c9%99r-olunacaq","status":"publish","type":"post","link":"https:\/\/vetenqehremanlari.az\/?p=4585","title":{"rendered":"H\u0259rbi xidm\u0259td\u0259 olanlara bu g\u00fcz\u0259\u015ftl\u0259r olunacaq"},"content":{"rendered":"<h3>M\u00fcdd\u0259tli h\u0259qiqi h\u0259rbi xidm\u0259t\u0259 yollanan v\u0259t\u0259nda\u015flar\u0131n kredit borclar\u0131n\u0131n nec\u0259 t\u0259nziml\u0259nm\u0259si aktual m\u0259s\u0259l\u0259l\u0259rd\u0259ndir. Qanunvericilikd\u0259 h\u0259rbi xidm\u0259t\u0259 \u00e7a\u011f\u0131r\u0131\u015f zaman\u0131 borcun avtomatik silinm\u0259si n\u0259z\u0259rd\u0259 tutulmasa da, xidm\u0259t d\u00f6vr\u00fcnd\u0259 maliyy\u0259 y\u00fck\u00fcn\u00fc y\u00fcng\u00fcll\u0259\u015fdirm\u0259k \u00fc\u00e7\u00fcn m\u00fc\u0259yy\u0259n restrukturizasiya v\u0259 g\u00fcz\u0259\u015ft mexanizml\u0259ri m\u00f6vcuddur.<br \/>\n\u201cVetenqehremanlar\u0131.az\u201dYeni Sabaha istinad\u0259n x\u0259b\u0259r verir ki, h\u0259rbi xidm\u0259t\u0259 \u00e7a\u011f\u0131r\u0131lan \u015f\u0259xsin bu m\u00fcdd\u0259td\u0259 daimi g\u0259lir \u0259ld\u0259 etm\u0259k imkan\u0131 m\u0259hdudla\u015fd\u0131\u011f\u0131 \u00fc\u00e7\u00fcn banklar f\u0259rdi m\u00fcraci\u0259t \u0259sas\u0131nda \u00f6d\u0259ni\u015f qrafikind\u0259 d\u0259yi\u015fiklik ed\u0259 bil\u0259rl\u0259r. Bu zaman kredit \u00f6d\u0259ni\u015fl\u0259rin\u0259 m\u00fcv\u0259qq\u0259ti m\u00f6hl\u0259t verilir v\u0259 ya ayl\u0131q \u00f6d\u0259ni\u015f m\u0259bl\u0259\u011fl\u0259ri azald\u0131laraq kreditin \u00fcmumi m\u00fcdd\u0259ti xidm\u0259t d\u00f6vr\u00fc q\u0259d\u0259r uzad\u0131l\u0131r.<br \/>\nH\u0259rbi xidm\u0259td\u0259 olmaq obyektiv s\u0259b\u0259b hesab edildiyi \u00fc\u00e7\u00fcn, banka vaxt\u0131nda m\u00fcraci\u0259t olunduqda xidm\u0259t m\u00fcdd\u0259tind\u0259ki gecikm\u0259l\u0259r\u0259 g\u00f6r\u0259 ad\u0259t\u0259n \u0259lav\u0259 c\u0259rim\u0259, penya v\u0259 ya faiz d\u0259bb\u0259si hesablanm\u0131r. Lakin bunun r\u0259smil\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn m\u00fctl\u0259q bank\u0131n \u00f6nc\u0259d\u0259n m\u0259lumatland\u0131r\u0131lmas\u0131 t\u0259l\u0259b olunur.<br \/>\nV\u0259t\u0259nda\u015f h\u0259rbi xidm\u0259t\u0259 getm\u0259d\u0259n \u0259vv\u0259l aidiyy\u0259ti s\u0259n\u0259dl\u0259ri banka t\u0259qdim etdikd\u0259 v\u0259 restrukturizasiya raz\u0131la\u015fmas\u0131 \u0259ld\u0259 olunduqda, xidm\u0259t d\u00f6vr\u00fcnd\u0259ki \u00f6d\u0259ni\u015f fasil\u0259l\u0259ri &#8220;b\u0259dxah gecikm\u0259&#8221; kimi reestrl\u0259r\u0259 d\u00fc\u015fm\u00fcr. Bu da g\u0259l\u0259c\u0259kd\u0259 v\u0259t\u0259nda\u015f\u0131n kredit tarix\u00e7\u0259sinin neqativ t\u0259sir\u0259 m\u0259ruz qalmas\u0131n\u0131n qar\u015f\u0131s\u0131n\u0131 al\u0131r.<br \/>\nS\u0259f\u0259rb\u0259rlik, m\u00fcharib\u0259 v\u0259 ya h\u0259rbi \u0259m\u0259liyyatlar d\u00f6vr\u00fcnd\u0259 M\u0259rk\u0259zi Bank\u0131n x\u00fcsusi t\u00f6vsiy\u0259 v\u0259 q\u0259rarlar\u0131na \u0259sas\u0259n daha geni\u015f g\u00fcz\u0259\u015ft paketl\u0259ri t\u0259tbiq edil\u0259 bilir. Bel\u0259 hallarda faizl\u0259rin tam dayand\u0131r\u0131lmas\u0131, subsidiyala\u015fd\u0131r\u0131lmas\u0131 v\u0259 ya x\u00fcsusi dondurulma rejiml\u0259ri istifad\u0259 olunur.<\/h3>\n<h3>Xaliq P\u0259hlivano\u011flu<\/h3>\n","protected":false},"excerpt":{"rendered":"<p>M\u00fcdd\u0259tli h\u0259qiqi h\u0259rbi xidm\u0259t\u0259 yollanan v\u0259t\u0259nda\u015flar\u0131n kredit borclar\u0131n\u0131n nec\u0259 t\u0259nziml\u0259nm\u0259si aktual m\u0259s\u0259l\u0259l\u0259rd\u0259ndir. Qanunvericilikd\u0259 h\u0259rbi xidm\u0259t\u0259 \u00e7a\u011f\u0131r\u0131\u015f zaman\u0131 borcun avtomatik silinm\u0259si n\u0259z\u0259rd\u0259 tutulmasa da, xidm\u0259t d\u00f6vr\u00fcnd\u0259 maliyy\u0259 y\u00fck\u00fcn\u00fc y\u00fcng\u00fcll\u0259\u015fdirm\u0259k \u00fc\u00e7\u00fcn m\u00fc\u0259yy\u0259n restrukturizasiya v\u0259 g\u00fcz\u0259\u015ft mexanizml\u0259ri m\u00f6vcuddur. \u201cVetenqehremanlar\u0131.az\u201dYeni Sabaha istinad\u0259n x\u0259b\u0259r verir ki, h\u0259rbi xidm\u0259t\u0259 \u00e7a\u011f\u0131r\u0131lan \u015f\u0259xsin bu m\u00fcdd\u0259td\u0259 daimi g\u0259lir \u0259ld\u0259 etm\u0259k imkan\u0131 m\u0259hdudla\u015fd\u0131\u011f\u0131 \u00fc\u00e7\u00fcn banklar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4599,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,194],"tags":[],"class_list":["post-4585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-butun-xeberler","category-qhrmanlar"],"_links":{"self":[{"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/posts\/4585","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4585"}],"version-history":[{"count":2,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/posts\/4585\/revisions"}],"predecessor-version":[{"id":4600,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/posts\/4585\/revisions\/4600"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/media\/4599"}],"wp:attachment":[{"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4585"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4585"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}