{"id":3046,"date":"2026-06-25T16:28:31","date_gmt":"2026-06-25T12:28:31","guid":{"rendered":"https:\/\/vetenqehremanlari.az\/?p=3046"},"modified":"2026-06-25T16:28:31","modified_gmt":"2026-06-25T12:28:31","slug":"kredit-qaydalarinda-d%c9%99yisiklik-yeni-t%c9%99l%c9%99bl%c9%99r-1-oktyabrdan-quvv%c9%99y%c9%99-minir","status":"publish","type":"post","link":"https:\/\/vetenqehremanlari.az\/?p=3046","title":{"rendered":"Kredit qaydalar\u0131nda d\u0259yi\u015fiklik: Yeni t\u0259l\u0259bl\u0259r 1 oktyabrdan q\u00fcvv\u0259y\u0259 minir"},"content":{"rendered":"\r\n<h3>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 m\u0259saf\u0259d\u0259n veril\u0259n istehlak kreditl\u0259ri \u00fczr\u0259 yeni t\u0259hl\u00fck\u0259sizlik t\u0259l\u0259bl\u0259ri t\u0259tbiq edib. Q\u0259rara \u0259sas\u0259n, banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (BOKT) m\u00fc\u015ft\u0259ril\u0259r\u0259 onlayn kredit r\u0259smil\u0259\u015fdirilm\u0259sini v\u0259 kredit limitinin m\u0259saf\u0259d\u0259n art\u0131r\u0131lmas\u0131n\u0131 bloklamaq imkan\u0131 yaratmal\u0131d\u0131r.<br \/>\u201cVETENQEHREMANLARI.AZ\u201dBanker.az sayt\u0131na istinad\u0259n x\u0259b\u0259r veririk ki, bununla ba\u011fl\u0131 AMB-nin \u0130dar\u0259 Hey\u0259ti 28 aprel 2026-c\u0131 il tarixd\u0259 q\u0259rar verib.<br \/>2026-c\u0131 il oktyabr\u0131n 1-d\u0259n q\u00fcvv\u0259y\u0259 min\u0259c\u0259k d\u0259yi\u015fiklikl\u0259r\u0259 g\u00f6r\u0259, v\u0259t\u0259nda\u015flar yaz\u0131l\u0131 m\u00fcraci\u0259t \u0259sas\u0131nda \u00f6z adlar\u0131na m\u0259saf\u0259d\u0259n istehlak krediti m\u00fcqavil\u0259sinin ba\u011flanmas\u0131na v\u0259 ya kredit limitinin art\u0131r\u0131lmas\u0131na b\u00fct\u00fcn sat\u0131\u015f kanallar\u0131 \u00fczr\u0259 m\u0259hdudiyy\u0259t qoya bil\u0259c\u0259kl\u0259r. Bu m\u0259hdudiyy\u0259t yaln\u0131z m\u00fc\u015ft\u0259rinin fiziki i\u015ftirak\u0131, g\u00fccl\u0259ndirilmi\u015f elektron imzas\u0131 v\u0259 ya g\u00fccl\u0259ndirilmi\u015f m\u00fc\u015ft\u0259ri autentifikasiyas\u0131 il\u0259 t\u0259qdim olunan m\u00fcraci\u0259t \u0259sas\u0131nda l\u0259\u011fv edil\u0259 bil\u0259c\u0259k.<br \/>Yeni qaydalara \u0259sas\u0259n, banklar v\u0259 BOKT-lar onlayn kredit verm\u0259zd\u0259n \u0259vv\u0259l m\u00fc\u015ft\u0259rinin bel\u0259 bir m\u0259hdudiyy\u0259t t\u0259tbiq edib-etm\u0259diyini h\u0259m \u00f6z sisteml\u0259ri, h\u0259m d\u0259 kredit b\u00fcrolar\u0131n\u0131n informasiya sisteml\u0259ri vasit\u0259sil\u0259 yoxlamal\u0131d\u0131rlar. M\u0259hdudiyy\u0259t m\u00f6vcud olduqda m\u0259saf\u0259d\u0259n kredit r\u0259smil\u0259\u015fdirilm\u0259si v\u0259 ya kredit limitinin art\u0131r\u0131lmas\u0131 qada\u011fan edil\u0259c\u0259k.<br \/>Q\u0259rarda h\u0259m\u00e7inin qeyd olunur ki, m\u0259hdudiyy\u0259t qoymu\u015f \u015f\u0259xsin ad\u0131ndan m\u0259saf\u0259d\u0259n kredit v\u0259 ya limit art\u0131r\u0131lmas\u0131 m\u00fcraci\u0259ti daxil olduqda, maliyy\u0259 t\u0259\u015fkilat\u0131 m\u00fc\u015ft\u0259rini d\u0259rhal SMS v\u0259 ya mobil t\u0259tbiq vasit\u0259sil\u0259 m\u0259lumatland\u0131rmal\u0131d\u0131r.<br \/>Bununla yana\u015f\u0131, m\u0259saf\u0259d\u0259n veril\u0259n istehlak kreditl\u0259ri \u00fczr\u0259 \u201cg\u00f6zl\u0259m\u0259 m\u00fcdd\u0259ti\u201d t\u0259tbiq edilir. Bel\u0259 ki, g\u00fcn \u0259rzind\u0259 veril\u0259n v\u0259 ya art\u0131r\u0131lan v\u0259sait minimum \u0259m\u0259k haqq\u0131n\u0131n iki mislin\u0259d\u0259k olduqda kredit v\u0259saiti m\u00fcqavil\u0259 ba\u011fland\u0131qdan 2 saat sonra, bu m\u0259bl\u0259\u011fi a\u015fd\u0131qda is\u0259 24 saat sonra t\u0259qdim edil\u0259c\u0259k.<br \/>D\u0259yi\u015fiklikl\u0259rin \u0259n diqq\u0259t\u00e7\u0259k\u0259n m\u00fcdd\u0259alar\u0131ndan biri is\u0259 kredit t\u0259\u015fkilatlar\u0131n\u0131n m\u0259suliyy\u0259ti il\u0259 ba\u011fl\u0131d\u0131r. Bel\u0259 ki, \u0259g\u0259r bank v\u0259 ya BOKT m\u00fc\u015ft\u0259rinin t\u0259tbiq etdiyi m\u0259hdudiyy\u0259ti n\u0259z\u0259r\u0259 almadan m\u0259saf\u0259d\u0259n kredit ver\u0259rs\u0259 v\u0259 ya kredit limitini art\u0131rarsa, m\u00fcqavil\u0259d\u0259 borcalan\u0131n h\u0259min kredit \u00fczr\u0259 \u00f6hd\u0259likd\u0259n azad edilm\u0259si bar\u0259d\u0259 m\u00fcdd\u0259a n\u0259z\u0259rd\u0259 tutulmal\u0131d\u0131r.<br \/><br \/>Xaliq P\u0259hlivano\u011flu<\/h3>\r\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 m\u0259saf\u0259d\u0259n veril\u0259n istehlak kreditl\u0259ri \u00fczr\u0259 yeni t\u0259hl\u00fck\u0259sizlik t\u0259l\u0259bl\u0259ri t\u0259tbiq edib. Q\u0259rara \u0259sas\u0259n, banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (BOKT) m\u00fc\u015ft\u0259ril\u0259r\u0259 onlayn kredit r\u0259smil\u0259\u015fdirilm\u0259sini v\u0259 kredit limitinin m\u0259saf\u0259d\u0259n art\u0131r\u0131lmas\u0131n\u0131 bloklamaq imkan\u0131 yaratmal\u0131d\u0131r.\u201cVETENQEHREMANLARI.AZ\u201dBanker.az sayt\u0131na istinad\u0259n x\u0259b\u0259r veririk ki, bununla ba\u011fl\u0131 AMB-nin \u0130dar\u0259 Hey\u0259ti 28 aprel 2026-c\u0131 il tarixd\u0259 q\u0259rar verib.2026-c\u0131 il oktyabr\u0131n 1-d\u0259n q\u00fcvv\u0259y\u0259 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3052,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,87],"tags":[],"class_list":["post-3046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-butun-xeberler","category-iqtisadiyyat"],"_links":{"self":[{"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/posts\/3046","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3046"}],"version-history":[{"count":2,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/posts\/3046\/revisions"}],"predecessor-version":[{"id":3053,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/posts\/3046\/revisions\/3053"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=\/wp\/v2\/media\/3052"}],"wp:attachment":[{"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3046"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3046"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vetenqehremanlari.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3046"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}